Vehicle Disclaimer

Welcome to Northwest Motors. This disclaimer outlines the terms and conditions applicable to our dealership’s vehicle sales, financing, online communications, trade-in evaluations, and general use of our website. By visiting our site, browsing inventory, contacting us by phone or online form, or purchasing a vehicle, you agree to the terms set forth in this document. These terms protect both the dealership and the customer by clearly disclosing policies and limitations related to our sales, pricing, credit programs, and warranties.

1. VEHICLE LISTINGS AND ACCURACY

We make every effort to ensure that the vehicle information displayed on our website and third-party listing sites is accurate and up to date. However, we do not guarantee that all descriptions, prices, features, or specifications are error-free. All vehicle details including make, model, year, VIN, mileage, equipment, drivetrain, and color are believed to be correct at the time of listing but may contain typographical, technical, or human errors.

Odometer readings may change due to customer test drives or dealership transport. Photos shown may not reflect actual condition and may include stock or promotional images. Some vehicles may be listed with optional packages or features that are not installed. It is the customer’s responsibility to verify all equipment and specifications with a sales representative prior to purchase.

Vehicle availability changes daily. We cannot guarantee that any specific vehicle listed online will be available at the time of your inquiry or visit. We reserve the right to remove vehicles from our listings at any time and without notice.

2. PRICING AND FEES

All prices listed on our website or advertising channels are subject to change without notice. The dealership is not responsible for pricing errors or inaccuracies in online ads. Prices shown may not reflect final selling price. The total cost of purchase will include additional fees such as applicable sales tax, title and registration fees, a documentary fee, and any selected add-ons including extended warranties, GAP insurance, or service plans.

Some prices may reflect special promotions or financing incentives that are only available when financing is arranged through specific lenders. Cash purchase prices and outside financing prices may differ from dealership financing promotions. All offers are subject to change and may be withdrawn without prior notice.

3. TAXES AND TITLE

All applicable state, county, and local taxes will be collected at the time of purchase unless otherwise agreed. We collect taxes based on the state in which the vehicle will be registered. Title transfer and registration are performed in compliance with the local Department of Motor Vehicles regulations. If the vehicle is being registered out of state, the customer is responsible for understanding and paying applicable taxes in their home state.

4. FINANCING AND CREDIT APPROVAL

We offer financing through various banks, credit unions, and subprime lending partners. Loan approval and financing terms are subject to lender guidelines. Not all customers will qualify for advertised rates. Financing eligibility is based on a number of factors including credit score, income, employment history, residence, down payment amount, and the specific vehicle being financed.

Financing offers may require proof of income, proof of address, valid government-issued identification, and/or banking history. Northwest Motors does not make lending decisions and cannot guarantee loan approval. We do not offer pre-approval over the phone or via email. The final approval will be determined after a full credit application and submission to one or more of our lending partners.

5. SPECIAL PROGRAMS FOR NO CREDIT, BAD CREDIT, AND ITIN BUYERS

We work with lenders that offer financing solutions for customers with poor credit, no credit, or an Individual Taxpayer Identification Number (ITIN). However, approval is not guaranteed. These programs often require a higher down payment and may include higher interest rates or shorter loan terms.

Applicants must provide an ITIN, proof of income, a valid government-issued ID (such as passport or consular ID), proof of residence, and references. Lenders may request additional documentation or verification prior to funding the loan. Not all vehicles may qualify for subprime or ITIN financing programs.

6. BUY HERE PAY HERE PROGRAM

Northwest Motors may offer in-house financing or Buy Here Pay Here (BHPH) options on select vehicles. These programs are reserved for customers who do not qualify for traditional or subprime financing. Approval for BHPH is based on proof of income, residency, and ability to make timely payments.

BHPH loans require a valid ID, proof of income (paystubs or bank deposits), references, and a minimum down payment. Vehicles purchased through BHPH remain titled in the dealership’s name until paid in full. In the event of missed or late payments, vehicles may be subject to repossession in accordance with state law.

7. VEHICLE WARRANTIES AND “AS-IS” SALES

Unless specifically stated otherwise in writing, all vehicles are sold “as-is,” meaning there is no warranty expressed or implied. The buyer assumes all responsibility for future mechanical failures or repairs. While we may allow third-party inspections prior to purchase, Northwest Motors makes no guarantee regarding the condition, safety, or reliability of any used vehicle beyond what is disclosed at the time of sale.

Extended warranties, vehicle service contracts, and certified protection plans may be offered at an additional cost. These optional coverages are administered by third-party providers and are not covered under the standard purchase agreement. The terms and limits of coverage are determined by the contract and must be reviewed by the buyer prior to acceptance.

8. VEHICLE HISTORY REPORTS

We provide vehicle history reports such as Carfax or AutoCheck for most vehicles. These reports are offered for informational purposes only and should not be relied upon as a comprehensive record of vehicle condition or ownership. We are not responsible for inaccuracies or omissions in third-party history reports.

It is the buyer’s responsibility to review the report and confirm information such as previous accidents, title status, service records, mileage, or structural damage. We do not guarantee that a clean Carfax or AutoCheck report means the vehicle is free from defects or prior damage.

9. TRADE-IN POLICY

We accept trade-in vehicles and offer appraisal services to determine value. All trade-in offers are based on physical inspection, current market demand, and vehicle condition. Online trade estimators are not guarantees of value. The final trade-in value may vary from initial estimates based on factors such as damage, mechanical condition, title status, odometer accuracy, and demand.

All trade-ins must be accompanied by a valid title. If there is an outstanding lien, we will coordinate the payoff process with the lienholder. Customers are responsible for any remaining balance on their loan after the trade-in value is applied.

10. TITLE, LIENS, AND DMV PROCESSING

For financed vehicles, the dealership or lender may hold the title until the loan is paid in full. For cash purchases, title processing may take up to 30 business days depending on state DMV backlog and document requirements. We are not responsible for delays caused by government processing, out-of-state registration, or incomplete buyer documents.

In cases where a vehicle is purchased by a non-resident or requires export, the customer assumes full responsibility for taxes, registration, emissions compliance, and inspection requirements in the destination country or state.

11. DELIVERY AND SHIPPING POLICY

Northwest Motors may offer local and out-of-state delivery options for purchased vehicles, depending on availability, location, and scheduling. Delivery fees vary based on distance and transportation method. All delivery arrangements must be confirmed in writing and are subject to approval by dealership management.

Customers who request delivery are responsible for:

• Signing the required documents electronically or by mail

• Submitting proof of insurance prior to delivery

• Paying for delivery fees before the vehicle is released

• Ensuring someone is present at the delivery address to receive the vehicle and sign any necessary paperwork

The dealership is not liable for delays due to weather, third-party transporter schedules, or incomplete customer paperwork. We reserve the right to cancel or reschedule delivery if any compliance or payment issues arise.

12. VEHICLE INSPECTIONS AND TEST DRIVES

Customers are encouraged to test drive and inspect vehicles before making a purchase decision. Test drives are available to qualified individuals who present a valid driver’s license and proof of insurance. Test drives are subject to availability and staffing. The dealership reserves the right to refuse test drives at its discretion.

Buyers may bring their own mechanic or arrange for a pre-purchase inspection at their own cost. Vehicles removed from the lot for offsite inspections must be approved in writing. We are not responsible for third-party inspection findings or delays resulting from external mechanic availability.

13. WARRANTY LIMITATIONS AND EXTENDED SERVICE CONTRACTS

Unless stated otherwise, all used vehicles are sold without any dealership warranty. Extended service contracts or vehicle protection plans may be available through third-party warranty companies. Coverage varies by provider, vehicle age, mileage, and mechanical condition.

Buyers who purchase a vehicle with an extended warranty are advised to carefully review the contract, terms, exclusions, and claim procedures. Northwest Motors is not responsible for approval, denial, or coverage decisions made by warranty administrators. We act solely as a retail agent and do not service or manage claims.

14. GAP INSURANCE AND ADD-ONS

Optional products such as GAP insurance (Guaranteed Asset Protection), appearance protection packages, wheel and tire coverage, and key replacement are available for an additional cost. These are not required to purchase a vehicle or to obtain financing.

GAP insurance may cover the difference between your insurance payout and the balance on your auto loan if the vehicle is totaled in an accident. However, it does not cover missed payments, late fees, or non-collision damage. Eligibility may depend on vehicle age, loan amount, and lender approval.

15. TITLE HOLDS AND PAYOFFS

If your vehicle is being financed or you are trading in a vehicle with an outstanding loan balance, we will coordinate directly with your lender to obtain a payoff quote and process the lien release. This process may take several business days depending on the lender.

The title to any financed vehicle will remain with either the dealership or the lending institution until the loan is paid off in full. Title release processing may be delayed due to loan verification, lien releases, or DMV wait times.

16. MULTILINGUAL SUPPORT AND LANGUAGE NOTICE

Northwest Motors provides service in both English and Spanish to better support our diverse customer base. We offer bilingual staff, Spanish-language applications, and translated vehicle information to assist buyers who prefer to communicate in Spanish.

While we make every effort to provide accurate and clear translations, the English-language version of all contracts, disclosures, disclaimers, and legal documents shall take precedence in any legal matters or contractual interpretation.

We recommend that non-English speakers review all documentation with a trusted interpreter or legal advisor before signing.

17. COMMUNICATION CONSENT – CALLS, TEXTS, AND EMAIL

By submitting your contact information through our website, phone, or text systems, you consent to be contacted by Northwest Motors via phone call, SMS text message, and/or email regarding vehicle availability, appointments, financing offers, special promotions, and related services.

Message and data rates may apply. You may opt out of text messaging at any time by replying STOP to any message we send. Email recipients may unsubscribe from our mailing list via the provided unsubscribe link.

We do not share, sell, or rent your contact information with third parties unrelated to your transaction. However, contact details may be shared with our approved lenders, warranty companies, or state agencies as required by law.

18. WEBSITE USAGE TERMS

The information on our website is intended for personal, non-commercial use by customers and potential buyers. You may not use our website to harvest data, post false inquiries, or distribute malicious content. We reserve the right to restrict access to our website or web tools to anyone suspected of violating these terms.

All content, including images, videos, logos, and written descriptions are the property of Northwest Motors or their respective copyright holders. Unauthorized use or duplication is prohibited.

19. PRIVACY POLICY

We value your privacy. Personal information collected through our website, showroom, credit application, or third-party lead sources is used solely for processing transactions, providing customer service, and complying with applicable laws.

We collect information such as:

• Name, address, and phone number

• Email address

• Driver’s license and identification numbers

• Credit application details

• Vehicle preferences and purchase history

Data is stored securely and may be shared with lenders, credit bureaus, title processors, and warranty administrators as part of the sales process. Customers may request access to their personal information or request deletion of their data by contacting our dealership directly.

20. CUSTOMER RESPONSIBILITIES

Buyers are responsible for:

• Reviewing and understanding all documents prior to signing

• Verifying all vehicle information and condition

• Complying with lender documentation requirements

• Providing accurate income and identity information

• Maintaining insurance coverage for financed vehicles

• Paying any late fees or penalties associated with missed payments

Failure to meet contractual obligations may result in repossession, negative credit reporting, or legal action in accordance with state and federal law.

21. RETURN POLICY AND CANCELATIONS

Unless otherwise agreed in writing, all vehicle sales are final. We do not offer a return, exchange, or refund policy once the vehicle has been signed for and delivered. Deposits may be refundable or non-refundable depending on the type of deal structure and vehicle hold conditions.

Customers who cancel a deal after submitting finance paperwork or DMV documents may incur administrative fees. Vehicle holds are not guaranteed unless accompanied by a signed agreement and deposit.

22. DISPUTES AND ARBITRATION CLAUSE

Any disputes or claims arising from or related to the purchase of a vehicle, financing terms, or dealership practices shall be resolved through binding arbitration in accordance with Illinois law. The arbitration shall be conducted by a neutral third party and shall take place within the county in which the dealership is located.

This clause does not waive a customer’s rights under federal or state consumer protection laws but does limit the method of resolution. By completing your purchase, you agree to waive your right to trial by jury or to file class-action claims against Northwest Motors.

23. DISCLAIMER CHANGES AND UPDATES

We reserve the right to update or revise this disclaimer at any time without prior notice. Changes may reflect updates in state or federal regulations, dealership policies, or technology platforms. Customers are encouraged to review this disclaimer before every purchase or transaction.

24. CONTACT INFORMATION

If you have questions or need clarification about this disclaimer, please contact:

Northwest Motors

2459 S IL Route 83

Mundelein, IL 60060

Phone: (224) 888-5111

Email: sales@nw-motors.com

25. INSURANCE REQUIREMENTS AND DISCLAIMER

All customers purchasing a vehicle through financing must provide valid and active full-coverage insurance before the vehicle is released. Full coverage typically includes both comprehensive and collision coverage with deductibles that meet lender requirements. The insurance must list the lienholder or finance company as the loss payee, and the VIN must match the purchased vehicle.

Cash buyers are required to provide proof of liability insurance per state law before taking possession of any vehicle. Failure to maintain proper insurance coverage may result in loan default, repossession, or cancellation of optional coverage such as GAP or extended warranty.

Northwest Motors is not affiliated with any insurance provider and does not offer legal or financial advice regarding insurance policy selection. Customers are encouraged to contact a licensed agent to understand the full terms and conditions of their policy.

26. VEHICLE EXPORT AND OUT-OF-STATE DELIVERY

We welcome buyers from all 50 states and international customers. However, vehicles intended for export or delivery outside of Illinois may be subject to different legal, environmental, and safety regulations. The customer is responsible for ensuring that the vehicle complies with applicable import/export laws, emissions standards, and vehicle registration requirements in their country or state.

We do not provide international transport arrangements or customs processing. For out-of-state buyers, we will issue temporary tags when available and provide title documents via mail after DMV processing is complete. Some states require inspections, emissions tests, or tax declarations prior to vehicle registration.

All export sales are final. No warranties or return policies apply to export transactions. Vehicle history reports and emissions compliance disclosures should be reviewed thoroughly before finalizing the transaction.

27. DIGITAL ADVERTISING TERMS AND DISCLAIMERS

Northwest Motors uses multiple advertising channels including Google Ads, Facebook Marketplace, Craigslist, CarGurus, Cars.com, and others to promote vehicle inventory. Due to variations in listing syndication and daily inventory changes, pricing or availability may differ across platforms.

We are not responsible for outdated listings, pricing discrepancies, or inventory visibility delays on third-party platforms. All vehicle descriptions and offers are subject to confirmation on our official website or in-store. Promotions may be exclusive to certain ad platforms and may not be combined.

Clicking on vehicle listings or submitting forms through paid ads does not guarantee vehicle availability, financing approval, or eligibility for promotional pricing. Customers are advised to contact the dealership directly for up-to-date pricing, availability, and terms.

28. TRADEMARKS, INTELLECTUAL PROPERTY, AND IMAGE RIGHTS

All brand names, logos, manufacturer trademarks, and vehicle model names displayed on our site or advertising channels are the property of their respective owners. Their appearance on our website does not imply affiliation, sponsorship, or endorsement unless specifically stated.

Northwest Motors retains ownership of all custom media including photographs, videos, and marketing content created for its listings or promotional materials. These materials may not be copied, reproduced, or distributed without express written consent.

Customers who appear in photos or videos used in testimonials, vehicle deliveries, or promotional footage grant us permission to use such media unless otherwise requested in writing.

29. SEO DISCLOSURE AND ONLINE MONITORING

To improve visibility and reach potential buyers, this website incorporates search engine optimization (SEO) practices. This may include the use of geo-targeted keywords (e.g., “used cars near Mundelein,” “Spanish-speaking car dealer in Lake County,” “no credit car dealership 60060”), structured data markup, schema implementation, and behavioral analytics.

Website activity may be monitored using tools like Google Analytics, Facebook Pixel, Hotjar, and other session-tracking tools. This allows us to improve the user experience and personalize ad content. Users who do not wish to be tracked may disable cookies in their browser or use anonymous browsing.

We are committed to complying with data protection regulations and do not knowingly collect personally identifiable information without consent. No sensitive financial data is collected without user submission via secure forms.

30. LIVE CHAT, CHATBOTS, AND AI SUPPORT

Visitors to our website may interact with live chat agents, automated bots, or AI-powered customer support tools. These tools are used to provide quick answers, gather contact information, schedule appointments, or qualify leads.

Messages sent through chat systems may be stored for training, compliance, and service improvement purposes. Do not share sensitive personal information (e.g., Social Security Number, banking details) via live chat unless prompted through a secure, encrypted form.

Northwest Motors is not liable for incorrect information provided by AI-based tools. All sales and finance decisions must be verified by a human team member before being considered binding.

31. LEAD SUBMISSION AND FOLLOW-UP

By submitting your contact information, you agree to be contacted by our team via phone, text, email, or chat. This includes follow-ups about vehicles, pre-approvals, trade-in estimates, or promotional events.

Leads may be contacted up to 6 months after initial submission unless otherwise requested. You may opt out at any time by following the instructions in our communication. Your personal information will not be sold or misused. We may share it with trusted providers (e.g., finance companies, warranty vendors, or service schedulers) solely to assist with your vehicle purchase or servicing process.

32. CUSTOMER SATISFACTION AND ONLINE REVIEWS

We value feedback and strive to provide a transparent and respectful experience for every customer. If you are dissatisfied with your service, we encourage you to contact management directly before leaving a public review so we can address and resolve any concerns.

All public reviews and testimonials are subject to moderation in accordance with platform policies. False, defamatory, or misleading reviews may be reported and legally challenged where appropriate. We reserve the right to use positive reviews and testimonials in our marketing with the reviewer’s name and profile photo (if public).

33. LEGAL NOTICES, GOVERNING LAW, AND ENFORCEABILITY

This dealership disclaimer is governed by the laws of the State of Illinois. Any disputes shall be resolved in the jurisdiction of Lake County, IL unless otherwise required by consumer protection law. If any provision of this disclaimer is found unenforceable, the remaining provisions shall remain in full force and effect.

This disclaimer does not waive any consumer rights guaranteed under federal or state laws. In the event of a conflict between this disclaimer and state law, the more protective rule shall apply.

34. FINAL ACKNOWLEDGEMENT

By purchasing a vehicle, submitting a finance application, using our website, or engaging with our dealership, you acknowledge and agree to the terms in this disclaimer.

We recommend printing a copy of this disclaimer or saving a digital version for your records. It is updated periodically and may change without prior notice.

Welcome to Northwest Motors, your trusted used car dealership in Mundelein, IL 60060. We proudly serve customers across Lake County and the surrounding Chicago suburbs, including Libertyville 60048, Vernon Hills 60061, Lake Zurich 60047, Buffalo Grove 60089, Gurnee 60031, Waukegan 60085, Round Lake Beach 60073, Grayslake 60030, Lincolnshire 60069, Wheeling 60090, North Chicago 60064, Highland Park 60035, Fox Lake 60020, Lake Villa 60046, Mount Prospect 60056, Skokie 60076, Des Plaines 60016, Palatine 60074, Glenview 60025, and Niles 60714. Our dealership specializes in used car financing for all types of buyers, including those with bad credit, no credit, open bankruptcies, or ITIN numbers. We provide in-house financing, Buy Here Pay Here programs, guaranteed approvals, and low down payments for affordable cars, trucks, vans, and SUVs. If you’re searching online for terms like “used car dealership near me,” “comprar carro sin crédito,” “ITIN car financing,” or “auto dealer que habla español,” Northwest Motors is your go-to dealership. Our entire staff speaks Spanish and offers full support throughout the vehicle selection and financing process. We help first-time buyers, recent immigrants, and self-employed customers get approved fast, without pressure or judgment. You can browse our used car inventory online, apply for financing, and schedule test drives from your phone. We update our listings daily with reliable, inspected vehicles under $10,000, $15,000, and $20,000 — many with warranties and Carfax reports. We also offer extended protection plans, low-interest financing, title and registration services, and temporary plates for all Illinois residents. Our online tools are fully optimized for mobile and SEO, making it easier for people searching for “financiamiento sin seguro social,” “carros usados cerca de mí,” or “cheap cars near Waukegan” to connect with us quickly. Northwest Motors works with major lenders and community banks that support flexible income documentation and credit rebuilding. We welcome trade-ins, offer top-dollar appraisals, and guarantee a transparent, pressure-free buying experience. If you’re in Waukegan, Round Lake, Skokie, North Chicago, or Mundelein and need a used vehicle with low payments and honest support, we are the dealership you’ve been looking for. Our mission is to provide every customer — regardless of background — the opportunity to own a reliable vehicle and build financial stability. By visiting our website or filling out a lead form, you consent to our terms and conditions, privacy policy, and allow us to contact you via call, text, or email. We respect your information and never sell or misuse your data. At Northwest Motors, we believe transportation is essential to work, school, and family. Our community-based dealership understands the unique needs of our local population and offers personalized service to ensure every customer drives away happy. For over a decade, we’ve built our reputation by helping families and individuals who thought they couldn’t get approved. Whether you live in 60060, 60031, 60085, 60064, 60087, 60073, 60030, 60020, 60046, 60041, 60048, 60061, 60047, 60069, 60089, 60090, 60004, 60070, 60056, 60016, 60018, 60025, 60053, 60076, 60714, 60077, 60026, 60005, or 60062 — we are your trusted local dealership. Visit us today or call (224) 888-5111 to speak with a team member. From “autos usados baratos” to “comprar auto con ITIN,” we’ve helped thousands of Spanish-speaking customers find their next vehicle with ease, transparency, and dignity. Northwest Motors — your path to ownership starts here.